Getting out of Debt
Hoboken, NJ : John Wiley & Sons, Inc, [2024], ©2024.
Format: Book
Description: xii, 318 pages : illustrations ; 23 cm.
Get out and stay out of debt the smart and easy way. This is a clear and simple guide to getting out from under credit card debt, student loan debt, and all other forms of owing people money. With simple changes and smart decisions, you can start today and enjoy financial stability moving forward. This book covers everything you need to know to take the sting out of those monthly repayments, offering strategies for coping with personal loans, car loans, mortgages, home equity loans, and beyond. Getting Out of Debt For Dummies will help you prioritize and consolidate debt, so you can pay off the most pressing bills first and reduce the number of debtors coming after you. You'll also get pro tips for using credit cards responsibly, building up your credit score, and avoiding debt-generating traps when you make purchases. Getting out of debt doesn't have to be overwhelming. Let this Dummies guide help you quickly and easily repair your finances. Understand the different types of debt, including good and bad debt Develop a strategy for managing student loans and getting on a repayment plan Know what you're signing up for when you use credit cards and pay-later platforms Negotiate with collection agencies, the IRS, and angry creditors Design a realistic and painless payback schedule--even for serious debt. For the millions who have substantial debt and want to turn their financial situation around, Getting Out of Debt For Dummies offers hope and a straightforward way forward.
Series: --For dummies.
Contents:
Introduction -- Part 1: Getting started getting out of debt. Eliminating debt : the basics -- Facing financial facts -- Breaking down the parts of a budget -- Creating a new budget -- Spending less and saving more -- Part 2: Making sense of credit reporting and scoring. Discovering how credit reporting works -- Understanding credit reports and scores -- Monitoring your credit reports and scores -- Part 3: Taking action on high debt and bad credit. Getting the best help for bad credit for free -- Coping with debt collection -- Reducing credit damage in a crisis -- Part 4: Successfully managing your debt and credit for life. Starting or restarting your credit in real life -- Putting yourself in control of your credit -- Part 5: The part of tens. Ten debt don'ts -- Ten ways to deal with a mortgage meltdown -- Ten strategies for dealing with student loans.
ISBN:
9781394250332
Availability | |||
---|---|---|---|
Call Number | Location | Shelf Location | Status |
BUSINESS Finance Personal Buc | Main (Downtown) | Nonfiction | In |
BUSINESS Finance Personal Buc | Blythewood | Nonfiction | Out (Due: 6/18/2024) |
BUSINESS Finance Personal Buc | St. Andrews Indoors | Nonfiction | In |
Includes index.
"Learning made easy"--Cover.
"Pay off debt quickly and get ahead faster; Manage student loan debt the right way; Discover how to improve your credit score"--Cover.
"Learning made easy"--Cover.
"Pay off debt quickly and get ahead faster; Manage student loan debt the right way; Discover how to improve your credit score"--Cover.